Nowshad Rafique is a property investor and a consultant at National Australia Bank. Based in Sydney, last year he joined forces with Sanjeev and bought 4 properties in less than 12 months. In this podcast conversation of Property Uncovered, they discuss the differences between investing in property and stocks, how to take advantage of leverage in our own investments, or how to explain your investments to your family to make sure they are on board with the strategy and aligned with your vision.

— TIMESTAMPS —

(00:00) Intro

(00:52) Who is Nowshad?

(02:03) Investing in both property and the stock market

(04:42) Using leverage to buy shares

(09:38) Purchasing his first property in Glenfield, Sydney

(13:30) Selling this property after an increase in value

(15:37) Changing his mindset and thinking longer term

(17:40) Bringing her partner on board

(21:10) Explaining the strategy behind his mindset

(24:04) Doing something vs Saying something from the sidelines

(29:09) Thinking of property investment as a business

(32:40) Getting the help of a trusted expert

(34:56) Outro

— QUOTES —

“Returns and risk go side by side. If you are looking for returns, you have to take risks.”

“Unless you are in the game, you are not in the game. From the sidelines, everything looks either tough or easy. […] Get into the market and face the reality rather than saying something on the sidelines.”

“I don’t have the time to do the research, that’s why I’m using experts.”

“It’s a dynamic market, so there will be opportunities all the time. When people are not in, you should be getting in.”

— CONNECT WITH NOWSHAD —

— CONNECT WITH SANJEEV —

— FOLLOW INVESTORS DREAM —